Ways Businesses Use People Finder Services for Identity Verification

7 Ways Businesses Use People Finder Services for Identity Verification

Businesses use people finder services for identity verification to ensure that individuals they interact with are who they claim to be. These services can provide access to a wealth of public records, online profiles, and other data sources that can be used to confirm someone’s identity. Here’s how businesses typically use people finder services for identity verification:

1. Customer Onboarding

Many businesses, especially in industries like finance, telecommunications, and e-commerce, use people finder services to verify the identity of customers during the onboarding process. This helps prevent identity theft and fraud.

Financial services sometimes need to research new clients or get information to complete customer profiles. People search is the tool to use for this. It’s a comprehensive tool that allows you to quickly and easily find people by name. For telecommunications and e-commerce, people search is useful in completing contact information sets for omnichannel marketing and outreach.

All you need to search is a last name. Results typically include full name, address, phone number, age or date of birth, marital status, and relatives.

2. Employment Screening

Employers often use people finder services to verify the identity and background of potential employees. This includes checking criminal records, employment history, and education credentials to ensure that a candidate’s information is accurate.

A background check with criminal and civil records provides a list of current and previous addresses and phone numbers for a person. Results typically include names, date of birth, current and previous address, criminal records, reported bankruptcies, and more.

3. Tenant Screening

Landlords and property management companies use people finder services to screen prospective tenants. They may check a tenant’s rental history, credit history, and criminal record to assess their suitability.

Additionally, people search can be used for other real estate purposes. If you need to find someone or cross-reference information to verify a property owner, this is an excellent resource. Use this tool to quickly and easily find people by last name. Results typically include full name, address, phone number, age or date of birth, marital status, relatives, and/or length of residence.

4. Loan and Credit Applications

Financial institutions use people finder services to confirm the identity of loan and credit applicants. They may also use the information to assess an applicant’s creditworthiness. A bankruptcy, liens, and judgements search provides all the data you need to evaluate client backgrounds and identify high-risk portfolios and clients. This tool finds any reported bankruptcies, foreclosures, tax liens (city, county, state and federal), tax warrants, civil and federal judgments, notices of default, small claims, or suit filed against someone.

5. Background Checks

Companies may conduct background checks on vendors, partners, and suppliers to ensure they are dealing with legitimate entities. These checks can include confirming the identities of key individuals within the organizations.

Collection agencies can use a background check to get a location history and find out who someone is before making face to face contact. You can also get a list of current and previous addresses and phone numbers for a person. A background and criminal records check is useful for other financial services in finding out if a new client is safe to work with or anticipating investing complications from someone’s criminal background. 

For insurance and claims purposes, background checks provide information on claimants and defendants in any insurance claim or suit. For lawyers, a background check can help fill in any information people may not give you voluntarily. This allows you to build more complete client and defendant profiles so you can represent who you want, how you want.

6. Compliance and Regulatory Requirements

Certain industries, such as financial services and healthcare, are subject to strict regulations that require robust identity verification processes. People finder services can assist in meeting these compliance requirements.

7. Skip Tracing

Debt collection agencies and legal professionals use people finder services to locate individuals who have skipped out on debts or legal obligations. A skip tracing API allows businesses to verify SSN owner information, find contact information, and get background details. Results include full name, associated aliases, date of birth, last reported address history, and phone numbers. You can search by name, address, or phone number.

You can opt for a professional skip trace, too. A professional skip trace picks up where online searches fail. In-depth professional research is effective for finding someone who has jumped a bond, a delinquent debtor (to repossess property or serve summons), deadbeats, missing people, or subjects intentionally trying not to be found.

Professional skip trace services range from a three-day basic assisted people search all the way to a month-long verified current address location with or without employment search.

The Importance of Identity Verification

For Customers

Identity verification plays a crucial role in ensuring trust, security, and compliance in various aspects of business operations. Customers and clients want to be sure their information is safeguarded from impersonators and that procedures are in place to prevent their information from getting into the wrong hands.

Identity verification helps businesses prevent identity theft and fraud. By confirming that individuals are who they claim to be, organizations can reduce the risk of fraudulent activities, such as account takeovers, payment fraud, and unauthorized access. E-commerce and online marketplaces heavily rely on identity verification to reduce the risk of payment fraud and to ensure that products and services are delivered to legitimate customers.

When businesses verify the identities of their customers, it creates trust. Customers are more likely to engage with a business that demonstrates a commitment to security and ensures their personal and financial information is protected.

For Businesses

Businesses also must protect themselves by vetting third-party vendors and clients so that they don’t leave their systems or customer information vulnerable. Verifying the identities of employees and partners helps protect an organization’s sensitive data and intellectual property. 

This is especially important for businesses with access to confidential information or proprietary technologies. Identity verification is essential for controlling physical and digital access to company premises, systems, and data. It helps ensure that only authorized individuals can enter restricted areas or access sensitive information.

Many industries, including financial services, healthcare, and telecommunications, are subject to strict regulatory requirements. Identity verification is often a legal obligation to meet compliance standards, such as Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations.

Banks, credit unions, and other financial institutions rely on identity verification to assess creditworthiness, detect suspicious activities, and prevent money laundering and terrorist financing.

Finally, accurate identity verification can help protect a business’s reputation. It prevents unknowingly associating with individuals or entities involved in illegal or unethical activities.

People Finder Services and Identity Verification

It’s hard to think of an industry that doesn’t benefit from identity verification. With the amount of information stored online, it’s important to make sure that the right people have access to that information at the right times. This applies to in-house employees as well as identity thieves and impersonators.

Accurate people finder services are paid services, but the cost is worth the headaches, fines, and lawsuits you’ll prevent by maintaining accurate, secure data. Not to mention, if your reputation becomes damaged due to oversights or unethical practices, that can take a lot longer to recover than any financial losses. 

Try the original true people search today and start verifying people by address, name, phone, or email. Whether you want to search one record at a time or integrate a people search API into your existing systems, people search is a quick, easy, accurate way to verify someone’s identity. Check out our other business services, too, by industry.