Stop Onboarding Strangers,
Start Verifying.
Or Face The Fines
If your users aren’t screened properly during onboarding, your business is a compliance time bomb.
Every unverified customer is a potential fraud case, a failed audit, or a future fine.
You’re Growing Fast. But So Is Financial Crime.
Your user base is expanding. Transactions are flowing. But are your customer profiles complete?
If you’re skipping identity verification or risk screening, you’re not just cutting corners – you’re risking:
Fines for non-compliance with BSA, FinCEN, or FATF regulations
Reputational damage from unknowingly working with fraudsters
Losing your license or getting banned from processing platforms
Intent doesn’t matter. The penalties hit hard.
Protect Your Platform Before It’s Too Late!
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KYC Verification API - Option 1 (People Search API)
Checks a customer’s name, address, and SSN against official records and validates identity in seconds.
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KYC Verification API - Option 2 (SSN and Name Match API)
Ensures the provided SSN and customer name match official records. You have the option of using the last 4 digits of the SSN or the full 9 digit SSN.
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AML Screening API
Checks users against global watch lists, OFAC sanctions, politically exposed persons (PEP), adverse media, and many more.
All checks are done in real-time with direct access to authoritative data sources.
Who Uses Our Identity Verification Tools?
Insurance Companies
FinTech Platforms
Traditional Banks and Credit Unions
Digital Banks and Lending Platforms
Crypto Exchanges
Legal and Financial Services
Online Marketplaces
If your business handles onboarding, payments or financial transactions—you need this.
Why Choose Searchbug’s AML & KYC Solutions?
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Free API testing
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Pay-per-query, no subscriptions
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Compliant, trusted data sources
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Developer-ready (REST API)
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Volume discounts
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Real-time results
No fluff. No lock-ins. Just real compliance power at your fingertips.
What Happens If You Don’t?
Let’s say you onboard 500 users this month. 5% could be flagged by OFAC or PEP lists. That’s 25 high-risk profiles you just let in. Now imagine...
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One of them launders money using your platform.
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Another is blocked from international finance, and you missed it.
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A third triggers a government audit because they used a stolen SSN.
The cost of inaction? Fines, account bans, and endless scrutiny.
Compare Us
| Feature | Searchbug | Jumio | Truiloo |
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| SSN & Name Match for U.S. |  |
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| OFAC, PEP, Adverse Media Check | |||
| Free API Test Account | |
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| No Setup or Subscription Fees | |
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| Pay-Per-Use Pricing | |
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Informational Videos
Watch to Learn More
Crypto App
Flagged a PEP during onboarding and blocked registration. Avoided government penalties.
Insurance Provider
Stopped a fraudulent claim using SSN and Name Match API before underwriting.
Online Marketplace
Identified a fraudulent transaction before processing. Avoided a chargeback from the payment processor.
Frequently Asked Questions (FAQ)
What APIs are recommended for KYC?
People Search API is our perfect tool for KYC compliance. It verifies customer identity using name, address, date of birth, and SSN (with the Restricted Access Add-On). This API confirms if the data matches known government or credit header records.
SSN and Name Match API is another excellent choice. This API ensures the SSN and name provided by the customer are valid and match official records. Giving you peace of mind and instant identity verification.
What does the AML API screen against?
The AML API checks users against OFAC sanctions, politically exposed persons (PEPs), global watch lists, adverse media mentions, and many more sources.
Do I need both KYC and AML APIs?
Yes. KYC confirms identity. AML screens for risk. Both are part of a full compliance process. You can run them together or separately.
Can I test the API?
Yes! We offer a free API test account with clear, easy-to-follow documentation. You can easily integrate into any software, website, or application. Most of our APIs are also available in POST or GET queries.
No credit card is needed to register, no commitment required whatsoever. You can sample the live data to see the quality for yourself witn no out-of-pocket obligation.
How is pricing structured?
Pay only for what you use. No monthly contracts. Pricing drops as your monthly volume increases. No hidden fees.
