Wage Garnishment, Locate Current Employer – Part 3
Another way to be successful in Judgment Recovery is to locate your subjects Current employer so you can Garnish wages. With this information you may be able to collect a portion of their earnings (sometimes as much as 25%) until such time as your judgment has been satisfied.
The private investigators that sell services on Searchbug have had tremoudous success at locating and verifying current employer for just this purpose.
This option works best if your debtor is not self employed or wages are not already being garnished by another judgment holder. If your subject is a member of the Military, this process is not imposible but can be more difficult.
Once you have located and verified that your debtor is employed you would take the employment information to the sheriff or other local official (depending on your state). This person is typically called a “levying officer”. With the information you provide from this search the levying officer collects the money from the employer for you.
Under federal Law wage garnishment is limited to 25% of your debtor disposable income. States laws vary and some may have a lower total percentage allowed. We recommend checking with a levying officer in your local area.
Judgment holders sometimes think that a wage garnishment levy will cause the employer to fire the debtor. Under federal law employers are prohibited from terminating an employee whose wages are garnished due to a single judgment.
Part 1: Need to Collect on a Judgment
Part 2: Locate and Levy Bank Accounts
| ABOUT THE AUTHOR: Noah Wieder is President and CEO of Intelligent eCommerce, Inc. and the founder of Best People Search. Bestpeoplesearch is a private investigator portal and Information Retrieval Services web site where investigators offer searches to businesses and individuals with specific search needs. |
still not clear where the ssn number is used to find employer,
Greetings Rod,
Thank you for the comment. While I’m not 100% sure what you are actually asking, you can find information about employment searches here https://www.searchbug.com/investigator-services/place-of-employment-search.aspx. The SSN is not required if you do not have it, but typically providing the investigator with your subjects SSN helps to ensure they are looking for the right person so as to not just go by the name.