Are you trying to find out who recommends SearchBug.com? It’s easy to say we’re trusted by financial institutions, hospitals, collection agencies, Marketing firms, and Fortune 500 Companies and have references and public reviews, but that only goes so far.
Who does the Franchise Tax Board turn to when they need Asset Location information? Well, according to their Collection Procedures Manual, it’s Searchbug.
The image below is taken directly out of the California Franchise Tax Board Collection Procedures Manual under the Debtor Asset Location Section (page 5).
It shows that Searchbug.com is actually the only Internet Referenced Third Party Contact Resource listed. If you want to download the entire 68 page manual, click the image.
When State of California Collection Agents need to do some online investigations, their Procedures Manual references SearchBug.com as their third party contact. We hope this shows that we’re a little different than other online data providers. If we can be trusted by the state of California, we hope you can trust that we’ll do our best to help you too.
We answer our phones and emails in a timely manner; and we honestly believe you should be able to trust and communicate with the people you choose to do business with. Give us a try, we hope to help you soon.
In a quest to eliminate debt, it’s often necessary to start removing certain bills or expenses from your budget just to make things easier. Things that can be easily removed may include movie-going, eating out or going on expensive. If a person does have an enormous amount of debt that he needs to get rid of, it may be to his advantage to couple with a bill consolidation service to make things easier and more streamlined.
A bill consolidation service helps individuals to completely restructure and realign their budgets. By consolidating bills, individuals are making a firm, strong decision to regain their financial control, reworking them in a way so that they can see more value from their money and their efforts.
It’s important to find a reputable bill-consolidation service that will fit what you are looking for and need for your specialized situation. With such a service that is so personal, confidential and sensitive as this kind, performing a thorough search is the best way to ensure that you’re getting what you need.
Finding the Best Consolidation Services Online
There are a lot of financial consolidation services online, but simply performing a search engine search may not be accurate enough. It’s better to look for services that are local to your area (if possible), and to find those services that can provide you with one-on-one consultation in lieu of simply plugging your information into one of their web-pages.
It’s also a good idea to look for consolidation services that have a history of a proven-track record with satisfied customers. By performing an extensive search for these companies, you should be able to tell how long they’ve been in business, what (if any) complaints they’ve had against their business services and also an elaboration on exactly what type of consolidation services that the company provides.
There are many different types of consolidation services that are available for both individuals and even businesses, and the level of service and features will also vary according to each one. By launching extensive searches, you can pinpoint more accurately which ones will fit what your financial situation needs. Searches will allow you to be able to compare interest rates and other features that will help you in your consolidation efforts. By consolidating bills and performing a restructuring plan for the budget, the individual can implement one payment amount that will be ideal for their situation. Enlisting bill consolidation services makes financial planning more streamlined and also makes goals clearer.
Family budgets and financial planning also benefit from consolidation services since there is an option to save tremendously on the high interest rates that often plague credit cards. Along with that, the additional fees that also accompany those high rates can also become a part of laborious financial activity. The process of planning and consolidating can help to eliminate any additional fees and expenses. Of course, if there are any fees applicable or ones that the customer will absorb, they will only be for the new financial limit or restructured amount that is applied to the balance once the customer has implemented their new financial services.
By grouping large bills together and working to restructure those bills, consolidation will be put to a greater, maximized use in this area. This helps the individual to work with a clear, more defined method to ensure that this process happens. Therefore, when the payoff agreements are made to the individual’s creditors, their credit history and credit files are favorably updated and the positive results are reported to the credit agencies.
Bill consolidation and financial restructuring is a more-preferred method that customers use to pay off large amounts of bills or expenses, and also used to gain financial control over their budgets and monthly income and expenses. By taking care of expenses and keeping them under control, individuals can quickly start to gain control over their financial picture as they set attainable goals with realistic measures in mind.
Another way to be successful in Judgment Recovery is to locate your subjects Current employer so you can Garnish wages. With this information you may be able to collect a portion of their earnings (sometimes as much as 25%) until such time as your judgment has been satisfied.
The private investigators that sell services on http://www.bestpeoplesearch.com/ have had tremoudous success at locating and verifying current employer for just this purpose.
This option works best if your debtor is not self employed or wages are not already being garnished by another judgment holder. If your subject is a member of the Military, this process is not imposible but can be more difficult.
Once you have located and verified that your debtor is employed you would take the employment information to the sheriff or other local official (depending on your state). This person is typically called a “levying officer”. With the information you provide from this search the levying officer collects the money from the employer for you.
Under federal Law wage garnishment is limited to 25% of your debtor disposable income. States laws vary and some may have a lower total percentage allowed. We recommend checking with a levying officer in your local area.
Judgment holders sometimes think that a wage garnishment levy will cause the employer to fire the debtor. Under federal law employers are prohibited from terminating an employee whose wages are garnished due to a single judgment.
Part 1: Need to Collect on a Judgment
Part 2: Locate and Levy Bank Accounts
|ABOUT THE AUTHOR: Noah Wieder is President and CEO of Intelligent eCommerce, Inc. and the founder of bestpeoplesearch.com. Bestpeoplesearch is a private investigator portal and Information Retrieval Services web site where investigators offer searches to businesses and individuals with specific search needs.|
Collecting on a Judgment
Part 2 in the Series
How to Locate and Levy Accounts.
Armed with your debtors Name, Address, and SSN you can now locate any open bank accounts this subject may have.
What that will do is enable you to file a writ with the court (this may be called something different in your state).
A writ will typically allow you or the sheriff (depending on the laws in your state) to serve the Financial Institution with a formal demand to levy the bank account for funds equal to or as much as the amount of your judgment.
The private investigators that sell services on the bestpeoplesearch.com portal can locate these accounts. Understand that you can only levy accounts in your subjects name (not the spouse, the brother, the uncle, etc).
If your judgement is in the Name of an Individual and a Corporation you can locate and levy business accounts as well. However, for that search you will need the business name and FEIN number in place of a SSN.
This is a great tool for judgment recovery and is one of the main avenues used by law firms and judgment collection specialists who pursue judgements to collect funds.