So you've gone to court and received either a court judgment, a civil judgment or some other type of a money judgment against someone. This person is usually called the judgment debtor.
What usually happens if you landed on this page is that person most likely did just offer up the funds and say hey, you won fair and square, who do I make this check payable to? Depending on the size of your judgment, your debtor's willingness or ability or overall circumstances, your debtor may not simply pay up.
Luckily, you can use various methods to collect on the judgment. One of the methods to collect your funds is to take the money from the judgment debtor's demand deposit accounts. It is likely that your debtor has a savings, checking, money market, mutual fund or other type of account in a bank, savings and loans, or credit union. When you take funds directly from a bank account, it's called garnishing or levying the account. If you have the debtor's bank account information, including the bank name, branch and account numbers, it's one of the easiest methods of collecting on your judgment.
What information do you need for a Bank Levy?
To levy an account (or a safe deposit box) from a bank and seize the funds, you will need the name of the bank plus the local branch (the branch address), the exact name on the account plus the actual account number. Now, sometimes you can levy the account without the account number, however your chances are much better if you have the checking, savings, or other account number that has funds so you or your lawyer can write a proper writ.